Life Insurance for Small Business Owners
the Brann Group
If something happens to you… what happens to your business?
Your family depends on you. Your employees depend on you. Your lenders depend on you. We design life insurance strategies that protect all of them — so your legacy, income, and business don’t vanish overnight.
Life insurance for small business owners isn’t just about family security — it’s about business survival.
✔ Pay off business loans and protect personal guarantees
✔ Fund a buy–sell agreement so partners aren’t trapped in chaos
✔ Keep payroll flowing during tough transitions
✔ Secure your family’s future without draining your company’s cash flow
We specialize in helping small business owners — contractors, medical practices, retail shops, consultants, and startups — structure coverage that fits their growth, cash flow, and industry risks. Independent, multi-carrier, and built around your real numbers.
👉 Get Your Free Business Protection Plan
(A 30-minute call. No pressure. Clear answers.)
Aharon Moss
⭐⭐⭐⭐⭐
Mark’s service reflects the highest standards of professionalism and competence. Mark’s work is characterized by knowledge, reliability, and a deep commitment to excellence.
Happy Customers
More than 7,000 clients taken care of!
Life Insurance for Small Business Owners
the Brann Group
If something happens to you... what happens to your business?
Your family depends on you. Your employees depend on you. Your lenders depend on you. We design life insurance strategies that protect all of them — so your legacy, income, and business don’t vanish overnight.
Life insurance for small business owners isn’t just about family security — it’s about business survival.
✔ Pay off business loans and protect personal guarantees
✔ Fund a buy–sell agreement so partners aren’t trapped in chaos
✔ Keep payroll flowing during tough transitions
✔ Secure your family’s future without draining your company’s cash flow
We specialize in helping small business owners — contractors, medical practices, retail shops, consultants, and startups — structure coverage that fits their growth, cash flow, and industry risks. Independent, multi-carrier, and built around your real numbers.
👉 Get Your Free Business Protection Plan
(A 30-minute call. No pressure. Clear answers.)
About Us
Smarter Life Insurance Strategies for Families, Owners, and Entrepreneurs!
Mark Brann
Our founder, Mark Brann, has been in the financial services field for over 30 years. He has worked with companies as diverse as Edward Jones, Omaha Investor Services, and life and health insurance companies too numerous to list.
He holds both a bachelor's and master's degree in accounting, is a registered representative, a licensed tax advisor, and holds numerous other titles, certificates, and accolades. He is not your usual, garden-variety insurance planner by any means.
Mark is a proud member of an extended military family and shows his support to Veterans by offering zero-dollar cost services in the areas of Medicare and VA-related health issues, life insurance, and retirement planning.
Some of Mark's past and present achievements include:
Master’s Degree in Accounting
Series 7 & 63 (Securities Broker)
30 + years Insurance Broker
Enrolled Agent (Individual Tax Consultant
President
NPN:
About Us
Smarter Life Insurance Strategies for Families, Owners, and Entrepreneurs!
Mark Brann
President
Everything You Need To Know
About Small Business Life Insurance
At A Glance
What is Small Business
Life Insurance?
Small Business Life Insurance is protection designed specifically for owners. Unlike personal policies, it safeguards both your family’s financial future and your business’s survival. Coverage can pay off debts, fund buy–sell agreements, protect key employees, and provide your loved ones with security if the unexpected happens.
Important Details
📌 Important Details at a Glance
Covers More Than Family – It ensures your business, partners, and employees are protected.
Funds Buy–Sell Agreements – Guarantees partners can purchase your share without financial strain.
Pays Off Business Debts – Prevents loans and personal guarantees from falling on your loved ones.
Protects Key Employees – Keeps your company running smoothly during transitions.
Secures Your Legacy – Provides financial stability for both your household and your business.
👉 Small Business Life Insurance isn’t just a policy — it’s the foundation of business continuity and family protection.
Everything You Need To Know
About Small Business Life Insurance At A Glance
What is Small Business
Life Insurance?
Small Business Life Insurance is protection designed specifically for owners. Unlike personal policies, it safeguards both your family’s financial future and your business’s survival. Coverage can pay off debts, fund buy–sell agreements, protect key employees, and provide your loved ones with security if the unexpected happens.
Important Details
Covers More Than Family – It ensures your business, partners, and employees are protected.
Funds Buy–Sell Agreements – Guarantees partners can purchase your share without financial strain.
Pays Off Business Debts – Prevents loans and personal guarantees from falling on your loved ones.
Protects Key Employees – Keeps your company running smoothly during transitions.
Secures Your Legacy – Provides financial stability for both your household and your business.
👉 Small Business Life Insurance isn’t just a policy — it’s the foundation of business continuity and family protection.
Reviews
Real-Life Testimonials
From Satisfied Clients
Aharon Moss
Mark’s service reflects the highest standards of professionalism and competence. Mark’s work is characterized by knowledge, reliability, and a deep commitment to excellence.
Tom
I can’t thank Mark enough for his help. He made a complicated process simple. His expertise shines through. I feel like I’m in good hands, and I appreciate all he’s done.
Mark T.
When my business partner passed away, our buy–sell agreement funded by life insurance saved everything. I was able to keep the company running, and his family received the financial security they deserved. I can’t imagine what would have happened without it.
Reviews
Real-Life Testimonials
From Satisfied Clients
Aharon Moss
"Mark’s service reflects the highest standards of professionalism and competence. Mark’s work is characterized by knowledge, reliability, and a deep commitment to excellence."
Tom
"I can’t thank Mark enough for his help. He made a complicated process simple. His expertise shines through. I feel like I’m in good hands, and I appreciate all he’s done."
Mark T.
"When my business partner passed away, our buy–sell agreement funded by life insurance saved everything. I was able to keep the company running, and his family received the financial security they deserved. I can’t imagine what would have happened without it."
More Info
Important Questions
What happens to my business if I pass away unexpectedly?
Without the right life insurance in place, your family could be left struggling with both personal and business obligations. Business debts, payroll, and daily operations might halt overnight. Your partners may be forced to sell assets quickly — often at a loss — just to keep things afloat. The right life insurance coverage provides immediate funds to protect your family’s lifestyle and give your business a fighting chance to continue without you.
Could my partners afford to buy out my share without life insurance?
Most partners don’t have the cash on hand to buy out an ownership share if a co-owner passes away. Without life insurance, they may be forced to borrow heavily, sell assets, or even shut down the business. A life insurance–funded buy–sell agreement guarantees the money is there when it’s needed, allowing your partners to keep the business running — while your family receives fair value for your share.
Would my loved ones be left with business debts or personal guarantees?
Many small business loans and lines of credit require personal guarantees. If you pass away unexpectedly, those debts don’t disappear — they can fall on your spouse or family. Life insurance provides the funds to cover outstanding obligations, protecting your loved ones from being burdened with business debt while they’re already coping with loss.
Do I have enough coverage to protect both my family and my business?
Many business owners underestimate how much protection they really need. It’s not just about replacing personal income — it’s about funding buy–sell agreements, covering business debts, protecting key employees, and securing your family’s future. The right amount of life insurance ensures both your loved ones and your company have the financial stability to move forward.
How do I Sign Up?
For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.
More Info
Important Questions
What happens to my business if I pass away unexpectedly?
Without the right life insurance in place, your family could be left struggling with both personal and business obligations. Business debts, payroll, and daily operations might halt overnight. Your partners may be forced to sell assets quickly — often at a loss — just to keep things afloat. The right life insurance coverage provides immediate funds to protect your family’s lifestyle and give your business a fighting chance to continue without you.
Could my partners afford to buy out my share without life insurance?
Most partners don’t have the cash on hand to buy out an ownership share if a co-owner passes away. Without life insurance, they may be forced to borrow heavily, sell assets, or even shut down the business. A life insurance–funded buy–sell agreement guarantees the money is there when it’s needed, allowing your partners to keep the business running — while your family receives fair value for your share.
Would my loved ones be left with business debts or personal guarantees?
Many small business loans and lines of credit require personal guarantees. If you pass away unexpectedly, those debts don’t disappear — they can fall on your spouse or family. Life insurance provides the funds to cover outstanding obligations, protecting your loved ones from being burdened with business debt while they’re already coping with loss.
Do I have enough coverage to protect both my family and my business?
Many business owners underestimate how much protection they really need. It’s not just about replacing personal income — it’s about funding buy–sell agreements, covering business debts, protecting key employees, and securing your family’s future. The right amount of life insurance ensures both your loved ones and your company have the financial stability to move forward.
How do I Sign Up?
For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.
Looking for a First-Class Life Insurance Consultant?
Looking for a First-Class Life Insurance Consultant?
the Brann Group is committed to serving you at the highest level with all your Life Insurance needs.
National Producer Number:
Company
Directories
Legal
the Brann Group is committed to serving you at the highest level with all your Life Insurance needs.
National Producer Number:
Company
Directories
Legal